Commercial Insurance
We understand that businesses face unique risks. Our Commercial Insurance plans provide comprehensive protection against financial losses, property damage, liability claims, and more. Whether you run a small business or a large corporation, we have the right coverage for you.
Why Choose Our Commercial Insurance Insurance?
At InsureWise, we understand that everyone’s financial goals are unique. Here’s why our Commercial Insurance solutions stand out:
General Liability Insurance
Commercial Property Insurance
Workers' Compensation Insurance
Commercial Auto Insurance
What is commercial insurance?
Commercial insurance is a type of coverage designed to protect businesses from financial losses due to risks such as property damage, liability claims, employee injuries, cyber threats, and business interruptions.
Why do businesses need commercial insurance?
Commercial insurance helps businesses stay financially stable by covering unexpected expenses, legal liabilities, and damages. It also ensures compliance with legal requirements and protects employees, customers, and business assets.
How much does commercial insurance cost?
The cost of commercial insurance varies based on factors such as business size, industry type, coverage limits, number of employees, and risk exposure. We offer customizable plans to fit different budgets and business needs.
How does cyber liability insurance protect my business?
Cyber liability insurance covers financial losses due to cyberattacks, data breaches, and hacking incidents. It helps pay for legal fees, customer notification costs, data recovery, and ransomware attacks.
Service Options
1
General Liability Insurance
Public Liability Insurance – Covers third-party injuries and property damage.
Product Liability Insurance – Protection against claims related to defective products.
Professional Liability Insurance – Also known as Errors & Omissions (E&O) insurance, it covers professional mistakes and negligence claims.
2
Workers' Compensation Insurance
Medical Expense Coverage – Pays for employees' work-related injuries and illnesses.
Disability & Lost Wages Benefits – Ensures employees receive financial support while unable to work.
Employer Liability Protection – Covers legal costs if an employee sues for workplace injury.
3
Cyber Liability Insurance
Data Breach Protection – Covers costs related to cyber-attacks and data leaks.
Cyber Extortion Coverage – Protects against ransomware and digital threats.
Regulatory Compliance Assistance – Helps businesses comply with data security laws.
4
Commercial Property Insurance
Building & Equipment Coverage – Protects business premises, machinery, and assets.
Business Interruption Insurance – Covers income loss due to unexpected closures.
Natural Disaster Protection – Coverage for damages caused by floods, fires, or earthquakes.
5
Commercial Auto Insurance
Fleet & Company Vehicle Insurance – Coverage for business-owned vehicles.
Hired & Non-Owned Auto Insurance – Protects employees using personal or rented vehicles for business.
Cargo & Goods in Transit Insurance – Covers loss or damage to transported goods.
6
Business Owner’s Policy (BOP)
General Liability & Property Coverage – A bundled policy for small businesses.
Business Interruption Coverage – Compensation for revenue loss due to unforeseen events.
Equipment Breakdown Protection – Covers repair and replacement costs for essential equipment.
