Annuities
Plan for a worry-free retirement with our customizable annuity solutions. Protect your savings and ensure a steady income stream tailored to your needs.
“Guaranteed Income for Life with InsureWise Annuities”
These are the concepts that shape our distinctive culture & differentiate us from others. They true the unique spirit of our Firm guide the behaviors that enable us to deliver the promises we make to our clients and our people.
Why Choose InsureWise Annuities?
At InsureWise, we understand that everyone’s financial goals are unique. Here’s why our annuity solutions stand out:
Guaranteed Income
Tax Advantages
Flexibility
Protection
Expert Guidance
What is the difference between an annuity and life insurance?
Annuities provide income during your lifetime, while life insurance offers a death benefit to your beneficiaries.
Are annuities safe?
Annuities are generally safe, especially fixed annuities, as they are backed by the financial strength of the insurance company.
Can I withdraw money from an annuity?
Yes, but early withdrawals may incur penalties or surrender charges.
How do I choose the right annuity?
Our experts at InsureWise will assess your financial goals, risk tolerance, and retirement plans to recommend the best annuity for you.
Service Options
1
Fixed Annuities
Predictable payments with a guaranteed interest rate.
Ideal for risk-averse individuals seeking stability.
2
Indexed Annuities
Returns linked to a market index (e.g., S&P 500).
Balance of growth potential and downside protection.
3
Deferred Annuities
Payments begin at a future date, allowing your money to grow tax-deferred.
Great for long-term retirement planning.
4
Variable Annuities
Payments based on the performance of your chosen investments.
Potential for higher returns with increased risk.
5
Immediate Annuities
Start receiving payments right after your initial investment.
Perfect for those needing immediate income.
